The two limits people mix up

Chapter 9 Table 1 gives you the fill percentage, and it depends on how many conductors are in the pipe, not how big they are. One conductor gets 53 percent of the interior. Two conductors get 31 percent, which is the one that surprises people, because two is stricter than three. Three or more get 40 percent.

That is the only thing fill tells you. It does not tell you the pull will go, it does not tell you the conductors are big enough, and it does not tell you anything about heat.

The adjustment that actually costs you

310.15(C)(1) is the rule that turns a fill question into a money question. Run more than three current-carrying conductors in the same raceway and every one of them loses ampacity: four to six conductors get 80 percent, seven to nine get 70 percent, ten through twenty get 50 percent.

Put four 12 AWG circuits in one pipe and your 20 amp circuits are running on conductors adjusted down to 24 amps at the 90 degree column, which still works. Put ten in and you are at 15 amps of adjusted ampacity on a conductor you intended to protect at 20, and now you are pulling 10 AWG for a general purpose circuit. The conduit got bigger, the wire got bigger, and the labor went up, all because of a decision that looked like it was about pipe size.

Counting correctly matters here. The equipment grounding conductor is not a current-carrying conductor. The neutral of a balanced three-wire circuit generally is not counted either. The neutral of a three-phase four-wire circuit feeding nonlinear load is, and that one catches people on lighting jobs.

Four quarter bends, not four bends

358.26 and the parallel sections for the other raceway types cap you at the equivalent of four quarter bends, 360 degrees total, between pull points. Two offsets and a ninety is already 270 degrees before you have left the wall. Fill and bend count are separate limits and the one that stops a pull is usually the bends.

What this uses

Areas are the THHN and THWN-2 values from Chapter 9 Table 5, and raceway interiors are Table 4. If you are pulling XHHW-2, USE, or anything with a different jacket, the conductor areas change and you want the row for your actual insulation out of Table 5. The raceway numbers do not change.